Keep Georgia’s Money in Georgia

SB 512: A Common Sense Bill to Protect Small Businesses and Families

Credit card swipe fees in the United States are currently at an all-time high, costing American families over $1,200 a year in hidden fees.

 

In 2024, Georgia residents paid an estimated $325 million in swipe fees on sales taxes alone. That’s right, hidden fees on sales taxes are causing money to flow from Main Street to Wall Street.

 

Thankfully, Georgia lawmakers have introduced SB 512, the Consumer Inflation Reduction and Tax Fairness Act, a new bill to stop big banks from charging these fees on sales taxes.

 

By changing how these hidden fees are applied to our purchases, this legislation will reduce costs for our local restaurants and shops and help keep Georgia’s money where it belongs, in Georgia.

 

Our lawmakers need to hear from you. Let them know you stand with American businesses and hard-working Georgia families.

 

Send a letter in support of SB 512 today.

Key Differences from 2025 Legislation

Stressed man sitting at a table with a laptop, coffee cup, and open planner while a woman and child play in the background of a modern living room.

What Colorado’s New 2026 Covers

Change to Point of Sales Taxes: Payment card networks cannot charge swipe fees on the sales tax part of a sale. Swipe fees can only apply to the price of the item, not state or local taxes.
Payment Card Networks: Payment card networks will be required to adjust fee structures to exclude taxes and avoid indirect workarounds.  
Penalties:This new bill creates clear private enforcement mechanisms and financial penalties for noncompliance. Merchants, consumers or other injured parties may bring a civil lawsuit against a payment card network that violates the law.  
Join us and vote YES on Colorado’s new 2026 legislation to keep Colorado’s cash local!